Legal Counsel in London

About the Company

Premium Credit Limited (PCL) is the leading provider of premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships, and school fees, in the UK and Ireland. We are a multi award winning business lending more than £5 billion to over 2.5 million customers through a network of almost three thousand partners – and growing.

PCL is a successful business with Trustpilot rating of 4.5, a Net Promotor Score of +78, a Glassdoor rating of 4.3 and Silver Sustainability medal. Join PCL and be part of their in-house legal team as they enter into a new phase of growth!

About the Role

This is an exciting time of growth for us and we need a Legal Counsel to help us continue this success. This is a great opportunity to develop a varied and rewarding career with a company that invests in, recognises, and rewards its people.

We are seeking a dedicated and proactive Legal Counsel to join our 4-person strong In-house Legal department. This role is integral to supporting the Head of Legal & Company Secretariat and Senior Legal Counsel on a wide array of legal issues, strategic projects, and product development initiatives. As Legal Counsel, you will provide high-quality legal advice, support the development of new market entries, and ensure compliance with legal and regulatory requirements. Your expertise will help shape the future of PCL’s services and maintain their reputation for excellence.

You will (amongst other things):

• review and negotiate third party contracts with our suppliers and partners;
• deal with a variety of general legal queries that could relate to matters such as employment, data protection, corporate, general commercial, disputes / litigation, debt recovery;
• work closely with other teams on projects, incidents, disputes and complex complaints;
• attend working group meetings as representative for Legal;
• contribute to and support the Legal Operations Lead with internal legal initiatives such as the use of technology, improving processes, and educating / training other teams in the organisation;
• build strong and trusted relationships with key stakeholders;
• be ready to ‘roll your sleeves’ up and get stuck into to legal queries that might not be your area of expertise;
• work closely with the Risk and Compliance team;
• manage and support the continual maintenance of legal template contracts and documents, such as agreements with our Partners and customers;

Who are you?

You are a driven, self-motivated lawyer with between 1 -4 years of post-qualification experience, ideally in a role with exposure to general commercial legal matters and contracts, with some in house experience. You possess the ability to influence and build effective relationships with key stakeholders, offering insightful and commercially astute advice. Your pragmatic approach, resilience, and ability to thrive in a fast-paced, rapidly changing environment will be key to your success. Prior experience working in the financial services regulated industry in either lending or insurance would be beneficial, or at the very least, a keen interest in working for a regulated financial services business. If you have an inquisitive mind and the ability to learn quickly and build strong relationships with stakeholders we want to hear from you.

What's in it for you?

We are committed to our employees’ professional growth and development. As Legal Counsel, you will have the opportunity to work on exciting and impactful projects, contribute to strategic business decisions, and develop your skills, knowledge, and experience in a supportive and collaborative environment.

PCL operates a Hybrid working policy where some time in the Leatherhead and / or London office is expected depending on the team, and the type of work being done. The Legal Counsel role is available to anyone in the UK (England & Wales qualified) who is able to commute to the London or Leatherhead office up to twice a month, with the option to attend the office more frequently if they want to. In addition, PCL holds two all company in person ‘townhall’ events per year which all colleagues are expected to attend.

Offering a competitive salary plus contingent performance bonus, alongside a comprehensive benefits package, apply now for the chance to be part of a company that is at the forefront of the premium finance industry.

Benefits include:

- A workplace pension scheme

- Hybrid working, with occasional collaborative days in our Leatherhead headquarters

- Private Medical and Dental cover

- 25 days’ annual leave with (plus bank holidays) increasing with length of service, with options to purchase and sell up to 5 days holiday per year (pro rata)

- Support and investment in your personal development

- 24/7 access to Employee Assistance Programme and Mental Health First Aiders

PCL is an equal opportunities employer; we value diversity and are strongly committed to providing equal employment opportunities for all employees and all applicants for employment. Equal opportunities are the only acceptable way to conduct business and we believe that the more inclusive its environments are, the better the work will be.

For more information please contact the assigned Agent from Heriot Brown In-house Legal Recruitment at